Cleveland, Chagrin Falls and Cleveland Heights real estate and homes for sale in Ohio, luxury, condos - Cici Riley, REALTOR® Cici Riley REALTOR(r) for Cleveland, Chagrin Falls and Cleveland Heights, Ohio real estate, luxury, condos - NUMBER1EXPERT™ Cici Riley NUMBER1EXPERT(tm) for Cleveland, Chagrin Falls and Cleveland Heights, Ohio real estate, luxury, condos
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Cici Riley, REALTORŪ, real estate agent and broker for Cleveland, Chagrin Falls and Cleveland Heights Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 216-831-9310.


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First Time Homebuyers: Cleveland, Chagrin Falls and Cleveland Heights Ohio home buying, real estate listings, and homes for sale in Cuyahoga County, OH
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Cleveland, Chagrin Falls and Cleveland Heights real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
Which house over 100 years old still holds the title as the largest house in the U.S.?

A 
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Cici Riley, REALTORŪ, real estate agent and broker for Cleveland, Chagrin Falls and Cleveland Heights Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Cici Riley
Howard Hanna Smythe Cramer Co.

30300 Chagrin Blvd.
Pepper Pike, OH. 44124
216-831-9310
216-999-1883
Fax: 216-831-4982
Email: Cici@CiciRiley.com

Learn what a Top REALTOR has to offer and let me put my skills to work for you! Serving Cleveland's East Residential Market including Shaker & Cleveland Heights, Hunting Valley, Waite Hill, Gates Mills, Pepper Pike, Moreland Hills, Solon, Chagrin Falls, Bainbridge, Twinsburg and Hudson.


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